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Chapter 7 Bankruptcy in New Jersey
A Chapter
7 bankruptcy is a liquidation bankruptcy that can help you keep
your home and your car, stop creditor harassment and
garnishments, but most of all, gives you a fresh start.
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Link to the following information on
Chapter 7 Bankruptcy:
Introduction to Bankruptcy.
Bankruptcy, including New Jersey
bankruptcy, is a federal court process designed to help both consumers
and businesses eliminate or repay their debts under the protection of
bankruptcy court. The federal law in Title 11 of the United States Code
governs New Jersey bankruptcy as well as all other bankruptcies.
Bankruptcies are generally described as either liquidation or
reorganization. Here we will discuss the liquidation, or Chapter 7
bankruptcy.
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What is a Chapter 7 Bankruptcy?
Chapter 7 is a liquidation bankruptcy
meaning it can eliminate most types of unsecured debt.
Examples of unsecured debt are credit cards and medical bills.
Individuals, married couples, corporations and partnerships can all file
a Chapter 7 bankruptcy if eligible.
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How can Chapter 7 Bankruptcy help you?
- Keep your Home and your Car
When you use one of our New Jersey bankruptcy lawyers, besides
eliminating your debt, you will, under most circumstances, keep
your home, your car and your personal belongings. This will
allow you to eliminate your debt and get a fresh start.
- Stop Creditor Harassment
Are creditors calling you at home and at work? Are they
contacting your friends and family members? Put an end to your
creditor harassment by speaking with one of our New Jersey
bankruptcy lawyers. Once you retain our office, you will be able
to refer your creditors to us. The creditor harassment will stop
immediately. Under some circumstances, this creditor harassment
may be in violation of the Fair Debt Collection Practices Act
(FDCPA) and you may have cause for further action.
- Stop Garnishments
Are you currently experiencing garnishment
of your wages? Have you been notified that garnishment may soon
begin on your wages? A Chapter 7 bankruptcy is one of the most
effective ways to stop garnishments. By contacting one of our
New Jersey bankruptcy lawyers, we can stop the garnishment so
your income can be put to better use.
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HERE FOR OUR FREE BANKRUPTCY ASSESSMENT
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Call on the experienced New Jersey
bankruptcy lawyers at Lee M. Perlman for your chapter 7 bankruptcy.
CALL NOW TO SPEAK TO AN
ATTORNEY - 856.429.2449
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