Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Errors in credit reports may occur. Some common errors are: Identity errors: Errors made to your identity information (wrong name, phone number, address) Accounts belonging to another consumer with the same or similar name as yours (this mixing of two consumers’ information in a single file […]
Better bankruptcy laws could save your life
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman In recent years, political and economic circles have engaged in much debate—and handwringing—over rising income inequality and the future of entitlement programs like Social Security, Medicare, and Medicaid. And these two issues are inextricably linked, as programs like Social Security can help lessen income inequality by […]
Why I Do Pro Bono Work by Lee M. Perlman, Esquire
I really enjoy doing pro bono work. For me it is the best kind of volunteer work because it is what I do best every day and enjoy while helping others. Having handled pro bono cases for over 20 years, I have found that the more you volunteer the more energizing it can feel. Handling […]
6 Tips for Avoiding the Worst Student Loan Repayment Traps
Submitted by New Jersey Bankruptcy and Student Loan Debt Lawyer, Lee M. Perlman. Whether or not you believe the allegations, the jaw-dropping dossier of sins that the Consumer Financial Protection Bureau accuses the nation’s largest student loan servicer of committing is useful for two crucial reasons. First, it’s a reminder of just how much can […]
The Connection Between Bankruptcy and Divorce
Bankruptcy generally takes precedence over divorce. Your bankruptcy filing is specific to your credit report and social security number, in other words your bankruptcy filing does not impact your spouse’s credit. You can file bankruptcy without your spouse’s consent. If you are living in the same household you should know that is likely required that […]
Top 3 Reasons Not To Reaffirm a Mortgage in Bankruptcy
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Bankruptcy debtors should not reaffirm a mortgage. Reaffirmation of debt in bankruptcy prevents the debt from being discharged, a process explained in greater detail by Kevin Gipson in Chapter 7 Bankruptcy and the Reaffirmation Agreement. Yet, lawyers continue to debate whether to reaffirm a mortgage, without […]
S. Jersey restaurant group files for Ch. 7 bankruptcy
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman A South Jersey restaurant owner has filed two voluntary petitions for relief under Chapter 7 of the U.S. Bankruptcy Code. Louis Faragasso, of Gloucester City, New Jersey, filed two petitions earlier this month in U.S. Bankruptcy Court for the District of New Jersey Camden — one […]
7 Essential Money Questions Sure to Start a Conversation
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman It’s the season of the long hike, the slow beach stroll, the idle time when you can finally just talk and think for at least a little while. Even if you don’t get to go on vacation over these next two weeks, many workplaces will be […]
In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Amid a haze of grief after her son’s murder last year, Marcia DeOliveira-Longinetti faced an endless list of tasks — helping the police gain access to Kevin’s phone and email; canceling his subscriptions, credit cards and bank accounts; and arranging his burial in New Jersey. And […]
Bankruptcy and Divorce: What to Expect Before, During and After Filing
Stark & Stark Family Law Seminar Series Wednesday, June 8, 2016 from 5:30 PM to 6:30 PM (EDT) Marlton, NJ Bankruptcy and Divorce: What to Expect Before, During and After Filing June 8, 2016,5:30-6:30pm Refreshments to follow This presentation will discuss what to expect during a divorce that involes bankruptcy at all stages. Our co-host […]
