When you sign up for a credit card, you’re making the credit-card company a life partner. It knows where you shop, when, what you buy, whether you pay your debts on time and if you’re a sucker for a balance-transfer offer that leads to high interest rates. It knows a lot more than the credit […]
Student Loan Collection Agencies
A Simpler Way to Complain About Student Loan Collections By ANN CARRNS Agence France-Presse — Getty Images A woman in Los Angeles protests against the high cost of student loans in September. Borrowers who run into trouble with their federal student loans should have an easier time filing complaints about private collection agencies that work […]
Tips for Lowering Your Medical Bills
It doesn’t happen often, but occasionally you can catch a mistake on a restaurant check or a miscalculated receipt from the grocery store. Hospital bills, however, are another matter: as many as 8 out of 10 bills for health care services contain errors, according to Medical Billing Advocates of America. Since Americans spend nearly $7,000 […]
My observations from my recent FDCPA (Fair Debt and Collection Practices Act) conference in Baltimore
I have just returned from the FDCPA Fair Debt Collections Practices Act Seminar sponsored by NACA, The National Association of Consumer Attorneys in Baltimore. I also got to enjoy the Inner Harbor a bit, even with the brisk weather! As many of you know, there is truly no love lost in New Jersey, or nationally, […]
How to Fix a Credit-Report Error — Before It Bites Back
What you don’t know might hurt you. That is a key conclusion that jumps out from a recent Federal Trade Commission study on errors in credit reports, those all-important records that determine whether we get credit, what interest rates we pay and sometimes whether we get a job. In the FTC study, 262 of the […]
Nicolas Pedone, Our Newest Associate
I am pleased to announce that Nicolas Pedone has joined our firm as our newest associate. My team welcomes him to the office. I have included his bio here. Nicolas B. Pedone is a graduate of Rutgers University School of Law – Camden and is licensed to practice law in New Jersey, Pennsylvania and […]
Seminar – Securing Your Business for the New Year
Join Us on Friday February 22, 2013 12:00PM – 2:00PM: Seminar and Presentation 2:00PM- 3:00PM: Roundtable Discussion (*Space is Limited) Location: Beneficial Bank 1901 Marlton Pike, East Cherry Hill, NJ, 08003 Learn the steps you need to take to secure your business for the New Year! Are you covered on all bases? We bring […]
Luncheon – Please Attend! Debtor/Creditor Committee Luncheon
Camden County Bar Association Lunch & Learn Debtor/Creditor Committee Luncheon Wednesday, March 6, 2013 ~ Noon Tavistock Country Club ~ Haddonfield New Jersey & Pennsylvania MCLE Approved Service Provider — YOUR Trusted CLE Source! “Post Discharge Credit Reporting Issues” Lee M. Perlman Esq. Law Offices of Lee M. Perlman *Open […]
Disputing a Charge on Your Credit Card
By RON LIEBER Published: January 25, 2013 in The NY Times If you have ever disputed a charge with your debit or credit card company, you know what a potent weapon this type of complaint can be. The card issuer generally takes your word against the merchant or service provider at the outset, restores […]
Rushing Into a Mortgage Can Prove Costly
Wealth Matters Niko J. Kallianiotis for The New York Times Joseph Wilbur of Forest Hills, Queens, encountered problems when he said he wanted to close his mortgage quickly. By PAUL SULLIVAN Published: January 18, 2013 THE housing market in the United States is starting to show signs of improvement. Mortgage rates remain low. New construction […]
