Financially Strapped? There’s Help 80% of Americans on the East Coast identify money as a significant source of stress in their lives, according to the 2011 American Psychological Association, Stress in America Survey. And, while the economy, housing market, and job markets remain significant concerns for many, personal finances remain the most common concern for […]
How Fair, Isaac & Co. Generate Credit Scores
The interview with Daniel Gross begins here: Many people have questions about the credit scores generated by Fair, Isaac & Co. Today on Tech Ticker, Aaron Task and I figured we’d take our questions straight to the source: Mark Greene, chief executive of Fair, Isaac & Co., creator and proprietor of the FICO score. “The […]
More members of middle class file for bankruptcy
By Christine Dugas, USA TODAY Staci Schubert’s career has taken her from New York to California, from graphic designer to website designer to sales executive. Most recently, she launched a business as a designer of handbags and accessories. At 40 and with such accomplishments, Schubert is Middle Class America. She and her counterparts have long […]
Aggressive Debt Collection – Who’s In Your Wallet?
New Jersey bankruptcy Article Huffington Post June 11, 2012 By Richard Gaudreau Given the bailout the banks enjoyed at taxpayer expense, it’s ironic how difficult it has become for the ‘little guy’ to take advantage of the only bailout he’s ever going to see — the fresh start promised by filing a bankruptcy. Bank of […]
How to Pump Up Your Credit Score
New Jersey bankruptcy Article The New York Times By VICKIE ELMER May 17, 2012 ONE prescription for avoiding another real estate bubble is that banks tighten up mortgage requirements. Now, a new Federal Reserve report indicates that lenders have indeed been doing just that. A majority of banks are less likely to offer loans to […]
How To Talk About Money With Your Spouse
New Jersey bankruptcy Article New York Times By Carl Richards, May 14, 2012 Years ago, my wife and I had dinner with another couple, whom I’ll call Bob and Sue. During the meal, we discussed money, the market and our goals and dreams for our families. Then we started talking about retirement, and that’s when […]
Discrepancies on Medical Bills Can Leave a Credit Stain
New Jersey bankruptcy Article The New York Times – 5/4/12 By Tara Siegel Bernard When Ray White’s son was about 9 years old, he struck a tree branch while riding his bike. Within minutes, an ambulance whisked him off to the emergency room. The boy recovered, but many months and phone calls later, Mr. White’s […]
Dealing With Student Debt
New Jersey bankruptcy Article The New York Post By Vicki Elmer April 26, 2012 FOR many recent college graduates, the dream of owning a home may have to be postponed awhile as they first grapple with repaying mounds of education loans. Outstanding student loan debt now totals over $1 trillion, according to a report last […]
Avoiding Mortgage Relief Scams
New Jersey Bankruptcy Article New York Times – Real Estate By VICKIE ELMER Published: April 19, 2012 THE offers seem like answers to the prayers of a struggling homeowner: a promise of legal tactics to forestall foreclosure, reduce mortgage balances and interest rates, or restore credit. But these so-called mass joinder lawsuits being advertised in […]
Marriage Maintenance When Money Is Tight
New Jersey bankruptcy Article The New York Times By TARA SIEGEL BERNARD With far less money coming in each month, many families have been forced to cut back, borrow money from family and friends and maybe even drain their savings. Millions, too, have lost their homes to foreclosure. And then there is the toll that […]
