After the Storm: Your Homeowner’s Claim Tom Mihalek/Reuters Mark Baronowski shoveled sand from the living room of a beach front property in Bay Head, N.J., last week. Many victims of Hurricane Sandy are novices when it comes to catastrophic insurance claims. There is a sort of honeymoon period that occurs after a big storm […]
The Medical Debt Crisis Isn’t Going Away… Deal With It
It’s no secret that medical bills in collection can ruin your credit. In fact, it may lower a score by “100 points or more” for someone with a spotless credit history, according to FICO. As tens of millions of Americans are paying off medical bills over time, the potential for damaged credit is great. Many government […]
Harassed By Debt Collector For Bills She Never Owed
It’s one thing to be harassed about an unpaid bill. It’s another thing to be harassed about a bill you never actually owed. Brandy De Alba, a California resident, says she canceled her alarm service with CastleRock Security in 2009, yet last year she began receiving letters from debt collectors claiming that she owed the […]
Seminar – Please Attend! Managing Stress in a Tough Economy
If you are experiencing anxiety about paying bills and meeting your monthly financial commitments don’t miss Lee Perlman’s discussion on managing stress in a tough economy. After attending you will be more prepared to cope with money issues, learn to feel positive again, and gain control of your budget. Friday October 19th 3:00 PM Grow […]
Financially Strapped? There’s Help
Financially Strapped? There’s Help 80% of Americans on the East Coast identify money as a significant source of stress in their lives, according to the 2011 American Psychological Association, Stress in America Survey. And, while the economy, housing market, and job markets remain significant concerns for many, personal finances remain the most common concern for […]
How Fair, Isaac & Co. Generate Credit Scores
The interview with Daniel Gross begins here: Many people have questions about the credit scores generated by Fair, Isaac & Co. Today on Tech Ticker, Aaron Task and I figured we’d take our questions straight to the source: Mark Greene, chief executive of Fair, Isaac & Co., creator and proprietor of the FICO score. “The […]
More members of middle class file for bankruptcy
By Christine Dugas, USA TODAY Staci Schubert’s career has taken her from New York to California, from graphic designer to website designer to sales executive. Most recently, she launched a business as a designer of handbags and accessories. At 40 and with such accomplishments, Schubert is Middle Class America. She and her counterparts have long […]
Aggressive Debt Collection – Who’s In Your Wallet?
New Jersey bankruptcy Article Huffington Post June 11, 2012 By Richard Gaudreau Given the bailout the banks enjoyed at taxpayer expense, it’s ironic how difficult it has become for the ‘little guy’ to take advantage of the only bailout he’s ever going to see — the fresh start promised by filing a bankruptcy. Bank of […]
How to Pump Up Your Credit Score
New Jersey bankruptcy Article The New York Times By VICKIE ELMER May 17, 2012 ONE prescription for avoiding another real estate bubble is that banks tighten up mortgage requirements. Now, a new Federal Reserve report indicates that lenders have indeed been doing just that. A majority of banks are less likely to offer loans to […]
How To Talk About Money With Your Spouse
New Jersey bankruptcy Article New York Times By Carl Richards, May 14, 2012 Years ago, my wife and I had dinner with another couple, whom I’ll call Bob and Sue. During the meal, we discussed money, the market and our goals and dreams for our families. Then we started talking about retirement, and that’s when […]
