New Jersey bankruptcy Article Lenders, insurers, landlords and others will charge you more or flat-out reject you if you show up with a low FICO score. Here’s how you may be doing yourself harm. By Jeanne Sahadi, CNNMoney.com senior writer 1. Be a big spender at the wrong time The bigger your total balance as […]
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Automated Debt-Collection Lawsuits Engulf Courts
New Jersey bankruptcy Article By ANDREW MARTIN Published: July 12, 2010 As millions of Americans have fallen behind on paying their bills, debt collection law firms have been clogging courtrooms with lawsuits seeking repayment. Few have been as prolific as Cohen & Slamowitz, a Woodbury, N.Y., firm that has specialized in debt collection for nearly […]
‘Daddy, Are We Rich?’, and Other Tough Questions
New Jersey bankruptcy Article By RON LIEBER Published: July 9, 2010 There is nothing like an inquisitive child to make you realize just how complicated the topic of money is. That’s what I ended up thinking after my 4-year-old daughter a few weeks ago stomped her feet, turned red and demanded to know why we […]
Peddling Relief, Firms Put Debtors in Deeper Hole
New Jersey bankruptcy Article The New York Times By Peter S. Goodman Published: June 18, 2010PALM BEACH, Fla. — For the companies that promise relief to Americans confronting swelling credit card balances, these are days of lucrative opportunity. So lucrative, that an industry trade association, the United States Organizations for Bankruptcy Alternatives, recently convened here, […]
Beware of Taxes when walking away from a Mortgage
New Jersey bankruptcy Article The Wall Street Journal By JEFF D. OPDYKE Maxine McDaniel has a message for Americans considering walking away from an unaffordable mortgage: Beware of taxes. Though not every homeowner who’s underwater on a mortgage need worry, many are finding that a foreclosure or other form of housing loss can lead to […]
The New Poor – In Hard Times, Lured Into Trade School and Debt
New Jersey Bankruptcy Article By PETER S. GOODMAN Published: March 13, 2010 At institutions that train students for careers in areas like health care, computers and food service, enrollments are soaring as people anxious about weak job prospects borrow aggressively to pay tuition that can exceed $30,000 a year. But the profits have come at […]
Credit Card Limits for Youth Can Be Opportunity for Parents
New Jersey bankruptcy Article By RON LIEBER Published: February 12, 2010 If you’re having trouble figuring out how to raise financially responsible children, you’ll be thrilled with this news: Congress is stepping in to help you set some limits. This month, large parts of the credit card bill that President Obama signed into law in […]
No Help in Sight, More Homeowners Walk Away
New Jersey Bankruptcy Article By DAVID STREITFELD Published: February 2, 2010 In 2006, Benjamin Koellmann bought a condominium in Miami Beach. By his calculation, it will be about the year 2025 before he can sell his modest home for what he paid. Or maybe 2040. “People like me are beginning to feel like suckers,” Mr. […]
For Financial Advice, Arriving at the Right Dosage
New Jersey bankruptcy Article By TARA SIEGEL BERNARD Published: January 15, 2010 Most everyone needs financial advice. The big question is how much. There are tens of thousands of advisers out there, with varying levels of expertise, who charge varying fees for their services. And professional advice doesn’t guarantee good returns. You need look no […]
