New Jersey bankruptcy Article By THE ASSOCIATED PRESS Published: April 4, 2005 Filed at 10:48 a.m. ET WASHINGTON (AP) — The Supreme Court on Monday ruled that creditors may not seize Individual Retirement Accounts when people file for bankruptcy, giving protection to a nest egg relied upon by millions of Americans. The unanimous decision sides […]
Hanging On, From Predawn to Way Past Dusk; For Poconos Newcomers, Long Days and Lean Wallets
New Jersey bankruptcy Article Article printed in the New York Post, April 12, 2004 By ANDREW JACOBS MOUNT POCONO, Pa. — Dazed with exhaustion, Angela Dean takes a third swipe at the snooze bar and then realizes she cannot afford another 10-minute reprieve from reality. It is 3:30 a.m., and there is laundry to be […]
Blue Skies and Green Yards, All Lost to Red Ink
New Jersey bankruptcy Article Article printed in the New York Post, April 11, 2004 By MICHAEL MOSS and ANDREW JACOBS ( Series ) 6326 words STROUDSBURG, Pa. — Ethel Davis first glimpsed her luminous future in 1997 when she saw a television ad that offered a vision of a green, secure world that had seemed […]
Dumpster-Diving for Your Identity
New Jersey bankruptcy Article December 21, 2003 By STEPHEN MIHM Stephen Massey was only a few minutes late, yet he apologized profusely as he strode into the lobby of a crowded restaurant in downtown Eugene, Ore. ”I’m very punctual about my time,” he said, clasping my hand in a firm shake. With his freshly combed […]
Not-for-Profit Credit Counselors Are Targets of an I.R.S. Inquiry
New Jersey bankruptcy Article Article printed in the New York Times, October 14, 2003 By JENNIFER BAYOT he Internal Revenue Service is investigating the business practices of nonprofit credit counseling services, which advise millions of people in debt. The investigation could jeopardize the agencies’ nonprofit status and upend the industry just as a proposed change […]
Personal Business; The Unemployed Lose More Than a Paycheck
New Jersey bankruptcy Article Article printed in the New York Post, September 14, 2003 By Karen Alexander JEFF HALPERN had changed jobs a half-dozen times since receiving his M.B.A. from the Stanford Graduate School of Business in 1991, but the latest change was different. His position at a start-up energy trading company disappeared in the […]
The Appeal of V.A. Mortgages
New Jersey bankruptcy Article By JAY ROMANO The New York Times, July 27, 2003 MORTGAGES guaranteed by the Department of Veterans Affairs have traditionally been regarded by residential specialists with less than high enthusiasm, but these loans offer characteristics — notably a zero-down-payment option and an ability to be passed on to a subsequent buyer […]
Consumer Federation of America
New Jersey Bankruptcy Article FOR IMMEDIATE RELEASE April 9, 2003 Deanne Loonin, NCLC, 617-542-8010 Travis Plunkett, CFA, 202-387-6121 FIRST-EVER STUDY OF CREDIT COUNSELING FINDS HIGH FEES, BAD ADVICE AND OTHER ABUSES BY NEW BREED OF “NON-PROFIT” AGENCIES –Credit Card Company Practices Have Helped Create Counseling Crisis– Washington D.C. – As more Americans seek assistance for […]
Article printed in the Courier Post
“The bankruptcy reform bills now before Congress and already backed by the banking industry, are bad for consumers. One of the bills has already passed the House of Representatives, even though it is not supported by bankruptcy judges, law professors bankruptcy lawyers. The bankruptcy bills now before Congress give certain credit card debt priority equal […]