The below article was written by a mortgage law attorney… I am not a bankruptcy attorney. I never have been. I am a mortgage law attorney. But in the current financial climate, I see clients in my office daily who desperately need to file bankruptcy…And they won’t. The reasons they give, and the parade of […]
Tips on Reducing Cable and Phone Bills From Ethically Ambiguous Experts
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman BRENTWOOD, Tenn. — Cable companies and mobile phone service providers now offer so many deals, options, add-ons and doodads that the sheer number of potential pricing plans can boggle the mind. Chances are, you’re paying too much. Chances are, most everyone is. So here in an […]
Life after bankruptcy Overcoming the emotional toll and taking back your life
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. An unexpected job loss, a medical emergency, a divorce, out-of-control spending or an unscrupulous business partner – there are a great deal of things that can lead to bankruptcy. However, whether your financial crisis was avoidable or not, most people dealing with bankruptcy struggle with feelings […]
Sued Over Old Debt, and Blocked From Suing Back
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Clifford Cain Jr., a retired electrician in Baltimore, was used to living on a tight budget, carefully apportioning his Social Security and pension benefits to cover his rent and medication for multiple sclerosis. So Mr. Cain was puzzled when he suddenly could not make ends meet. […]
The Bible on Debt and The Morality of Bankruptcy
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman Let’s talk about the morality of being in – and being unable to get out of – debt. There’s no clause in a credit card contract that speaks to morality or ethics. There are bad people who have credit cards and pay them on time. There are […]
Think Students Can’t Declare Bankruptcy? Think Again
Bankruptcy is supposed to give debtors a fresh start—unless they’re struggling with student loans. But a little-known provision is helping these borrowers take their creditors to court. Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. In 2005, Chuck Stewart’s life had come to a screeching halt. His partner was in the hospital with a […]
