New Jersey bankruptcy lawyer, Lee M. Perlman
Pre-Bankruptcy Credit Counseling Information
A pre-bankruptcy counseling session with an approved credit counseling organization should include an evaluation of your personal financial situation, a discussion of alternatives to bankruptcy, and a personal budget plan. A typical counseling session should last about 60 to 90 minutes, and can take place in person, on the phone, or online.
Please follow this link to register and complete the credit counseling http://leeperlman.startfreshtoday.com/
Market Analysis
Profit & Loss
Form 23 Debtor’s Certification of Completion of Instructional Court Concerning Personal Financial Management
This mandatory form certifies that you have completed your debtor education requirement.
Certification in Support of Discharge for Chapter 13 Debtors
This form is required prior to the conclusion of your Chapter 13 Bankruptcy to show whether you are current or behind on child support or Domestic support obligations.
Declaration Concerning Tax Returns
This form certifies whether income tax returns have been filed for, for what years and if there are unfiled returns and explanation.
Schedules I and J, Income and Expenses
This is the exact budgetary form showing your income and expenses that are filed with the Court regarding your bankruptcy.
Business Questionnaire and Document Requirement for Albert Russo, Chapter 13 Trustee
This mandatory form is required by the trustee, if you have a business. It will demonstrate your income for the last 6 months.
Vehicle Financing Form for Albert Russo, Chapter 13 Trustee
If you are in a chapter 13 bankruptcy and your case is confirmed, this form is needed for purchasing and financing a car.
Isabel C. Balboa Certification For Active Sole Proprietorship, LLC, LLP, Partnership or Corporation
Isabel C. Balboa Certification For Closed Sole Proprietorship, LLC, LLP, Partnership or Corporation
Isabel C. Balboa Certification For Independent Contractor and/or 1099 Employee
Isabel C. Balboa Certification For Real Estate Agent and/or Broker
Isabel C. Balboa Certification For Landlord
(for up to five properties – if more than five properties supplemental certifications are required)
Vehicle Financing Form for Isabel Balboa, Chapter 13 Trustee
If you are in a chapter 13 bankruptcy and your case is confirmed, this form is needed for purchasing and financing a car.
